Make Medicare make sense.
Original, Advantage, Supplement, Part D — we'll walk you through every path and recommend the one that genuinely fits your doctors, prescriptions, and lifestyle.
Medicare Advantage (Part C)
All-in-one plans from private insurers that often include prescription, dental, vision, and wellness benefits.
- Lower monthly premiums
- Built-in extras
- Network-based care
Medicare Supplement (Medigap)
Works alongside Original Medicare to pay the gaps — copays, coinsurance, and deductibles.
- See any Medicare doctor
- Predictable out-of-pocket
- Travel coverage options
Prescription Drug (Part D)
Matches your specific medications to the plan that covers them at the lowest total cost.
- Drug list matching
- Pharmacy comparison
- Annual re-review
When should you start?
Your Initial Enrollment Period is the 7-month window around your 65th birthday. Missing it can mean lifetime penalties. If you're delaying because of employer coverage, we'll help you time the transition without gaps.
- ✓3 months before you turn 65
- ✓The month of your birthday
- ✓3 months after
Each fall, Medicare beneficiaries can review and change their coverage for the upcoming year. This is your yearly opportunity to switch Advantage plans, change Part D drug coverage, or move between Original Medicare and Medicare Advantage.
- Switch Medicare Advantage plans
- Join, drop, or change Part D prescription coverage
- Return to Original Medicare from Advantage
Already have Medicare? Review it yearly.
Plans change. Formularies shift. Doctors leave networks. The Annual Enrollment Period gives you a dedicated window each year to make sure your coverage still fits your health needs and your budget. Even if you're happy with your current plan, a quick comparison often uncovers better benefits or lower costs.
If you miss AEP, you may have to wait until the next year — unless you qualify for a Special Enrollment Period.
Need help understanding your options?
A 20-minute conversation can save you years of confusion and thousands in unexpected costs.